While Texas law dictates all drivers must be insured, the reality is that many are driving without insurance or with inadequate insurance. If you or a loved one has been injured by an uninsured/underinsured driver, it is important to consult with an attorney who is familiar with these complex insurance issues.
At John K. Zaid & Associates, PLLC, we have the skill and experience to handle all aspects of your car accident claim. We will handle all of the negotiations with your insurance company to help you pursue maximum compensation for the losses you have suffered.
Contact us today online or by telephone at 281-333-8959 to speak with a knowledgeable Houston uninsured motorist accident lawyer.
Uninsured/Underinsured Motorist Claims
Because many drivers take to the roads without insurance coverage, insurance companies offer uninsured/underinsured motorist coverage in their policies. If you have been injured in a hit-and-run accident or by a driver with no or inadequate insurance, it is important to know if you have this type of coverage.
- Uninsured motorist coverage: When the at-fault driver has no liability insurance or it is a hit-and-run accident in which the driver cannot be identified, you may be able to obtain compensation from your own uninsured motorist coverage.
- Underinsured motorist coverage: When the at-fault driver's insurance coverage does not cover the damages. For instance, if the total amount of your claim is $100,000 but the liability coverage is only $50,000, the underinsured coverage would make up the difference.
If you have been injured by an uninsured motorist and you have uninsured motorist coverage, you will be relying upon your own insurance company to provide you with compensation. If they try to deny, delay or limit your claim, an experienced car accident attorney can help.
We know how to handle uninsured/underinsured motorist claims and know how to deal with insurance companies. We will put our skill and experience to work for you to help you obtain the compensation you need and deserve.
Free Initial Consultation
If you or someone close to you has been injured by an uninsured or underinsured motorist, we are here to help. Contact us today online or by telephone at 281-333-8959 to speak with an experienced Houston uninsured motorist accident lawyer. You may call us 24 hours a day, seven days a week to let us know how we can help you.
